Legal Notices*
These Notices must be read in their entirety and pertain to the information, material, images and content (‘the Information’) contained herein. By using this site, you acknowledge these Notices and agree to be bound by them.
Accuracy of Information on the Site
Whilst every effort is made to ensure that this site is up to date and accurate, Intercommercial Bank Limited (IBL) does not warrant nor does it accept any responsibility or liability for the accuracy or completeness or usefulness of the Information provided on this site or for any loss and/or damages which may arise from the reliance on the Information contained on this site. IBL reserves the right at any time to make changes to the information provided on this site without prior notice. In addition, IBL has no control over and is therefore not responsible for the accuracy or content of the websites of other providers which may have links from this website. Links to other sites are provided for ease of reference and convenience only and IBL makes no representations or warranties and accepts no responsibility or liability for the content of those websites or of any external website which links to this site.
Bank Application Information
IBL is a financial institution licensed in Trinidad and Tobago to conduct banking business. All communications including submissions by you of an application, instruction or request are subject to approval and acceptance by IBL and are therefore not binding until acceptance/approval is given by us. Applications filled out on line do not constitute an acceptance/approval by IBL that the applicant has been successful in obtaining the product or service applied for. IBL reserves the right to refuse your application for any reason. Your application is subject to further review by IBL and you will be asked to come in and/or provide further information. All products and services are subject to the terms of the applicable agreements.
Copyright/Trademark
This site and all information and material including text, design and graphics, contained herein are protected by local copyright and trademark law. The Information on this site is for your personal use and you are otherwise not to modify, copy, reproduce, republish, upload, post, transmit or distribute in any manner, the material on the site, including text, graphics, code and/or software. Any reproduction of the materials found on this site is for the purpose of establishing a Bank/customer relationship with us.
Limitation of Liability
All information contained on this site is provided an "as is" “where is” basis and IBL makes no express or implied warranties or representations with respect to the Information herein contained nor any express or implied warranties, representations or endorsements with respect to linked websites or any information herein accessed from or via this server or the Internet. IBL assumes no legal liability or responsibility for the information herein as such information is not intended to provide any banking, financial, investment, tax, legal or accounting advice. IBL shall not be liable for any special, incidental, direct, indirect or consequential damages, exemplary, punitive or any damages whatsoever arising out of or in connection with the use of the site, the information contained herein, or your ability or inability to access or use this website or the information herein or any errors or omissions herein or this server or the Internet generally.
Jurisdiction
The laws of Trinidad and Tobago will govern the use of the site and the terms and conditions herein and any disputes or claims arising as a result.
Privacy and Confidentiality
IBL undertakes not to divulge any personal information provided by you to any external parties unless we have informed you, been authorized by you or are required by law to do so. IBL strictly upholds its Bank/customer duty of confidentiality and will maintain your personal information in keeping with standard banking customer confidentiality standards. While IBL adheres to the strictest measures of confidentiality of customer information, IBL cannot guarantee that the transmission of personal information on this Site will be private and secure from data security violations. As such, we shall not be held responsible for any unauthorized access to information submitted by you to the website nor will we be held responsible for any loss or damage arising therefrom. All information submitted to the Bank through this website shall be deemed and remain the property of IBL.
Site Disclaimer
IBL will not be held responsible and/or liable for an direct, indirect, special or consequential loss or damage occasioned by you arising from the Information and/or the use of the site including but not limited to any loss or damage resulting from transmission of confidential or sensitive information, loss of transmitted information, loss of data, or any delays, incompatibility interruption, inaccuracies, errors or defects in the Information on this Site and/or when using this Site.
Viruses
You assume all responsibility and risk for the use of this server and the Internet generally. You understand and agree that IBL cannot and does not guarantee or warrant that files available for downloading through the site will be free of infection or viruses, worms or other destructive properties nor that there will be no delays, difficulties in use, defects, incompatibility, errors, omissions, failures or loss of transmitted information. As such, IBL is not responsible for any loss or damage associated with downloading of software or downloaded software.
* All references to Intercommercial Bank Limited are applicable to its subsidiary – Intercommercial Trust and Merchant Bank Limited
